HOW DO YOU GET THE MOST OUT OF YOUR PRIVATE HEALTH INSURANCE?

Make sure you make the most out of your dental healthcare insurance before it expires. You don’t need the stress of paying all year for something you don’t use.

Some of the major health funds start a new year on July 1stand others rollover at the end of the calendar year.

There have been patients in the past that have paid their dental benefits each month and then not made the time to come see us. Please don’t let that happen to you.

YOUR DENTAL HEALTH IS OUR MAIN CONCERN

Our aim is to help you avoid unnecessary dental concerns. By having regular examinations, cleans and scheduled x-rays we keep on top of any dental issues you may encounter such as tooth decay, cavities, gum disease and even more serious issues like oral cancer.

MAKE THE MOST OF YOUR HEALTH FUND

Health Insurance isn’t cheap, but it offers peace of mind knowing you and your loved ones are covered for General Dentistry and more Major Dental work such as root canal, crowns and implants. When you are paying for dental insurance it makes sense to get the most from it regularly.

CHECK WITH YOUR HEALTH FUND HOW YOUR HEALTH POLICY ACTUALLY WORKS

Every health fund’s policy varies but generally most funds have two categories of dental cover, General Dental and Major Dental. General Dental Health Cover usually allows you to claim a rebate for treatments such as examinations, x-rays, cleans, fillings and extractions.

More major treatments such as, surgical extractions, porcelain crowns, and implants are covered under Major Dental Cover.

You can either call you health fund or chat to us about your cover when you bring your health insurance card in with you to either of the Bayview Dental Centre practices in Runaway Bay or Helensvale.

HOW MANY TIMES CAN I HAVE A GENERAL DENTAL CHECK-UP PER YEAR?

Most health funds allow each person on your health insurance policy a general examination and clean every 6 months. There are yearly limits on other treatments such a general and major dentistry. BEWARE – when your health fund rolls over the benefits that haven’t been used do not roll over. For example, if you have a limit of $1500 for major dental and you don’t use it in that period, you will only get $1500 for the next year not $3000.

TAKEWAYS – GET THE MOST OUT OF YOUR HEALTH FUND INSURANCE

  • Understand your dental health fund policy and what your yearly entitlements are.
  • Make sure you know whether your health fund rolls over at the end of the year or the end of June.